Mortgage & title
A mortgage website that survives compliance and still explains things
Two constraints pull in opposite directions here. Your buyers are anxious and want plain language; your disclosures are not optional and your compliance officer signs off the wording. A good site does both rather than choosing.
What the site has to do
- Explain the process — application, documents, appraisal, underwriting, closing — in the order it happens and in words a first-time buyer understands.
- Say which loan types you actually do. Conventional, FHA, VA, USDA, jumbo, construction, refinance, reverse. People search the type.
- Say what you need from an applicant, so somebody can start gathering it before the call.
- Name the licensed people and carry the licence identifiers that have to be carried.
- Carry the required disclosures, correctly and legibly, rather than as an unreadable grey footer.
How we handle the regulated part
Carefully, and without pretending it is ours to decide. We will build the site around what RESPA and TILA ask of you and put the disclosures where they belong — and then your compliance officer reviews the wording and signs it off before anything is published. We are not your compliance adviser and we will not write as though we were.
Practically, this works better than it sounds: the site is built so that changing a disclosure or a licence line later is a request you make in your own words, not a change order.
Title companies specifically
A title company's website is read by three different people — a buyer who does not know what title insurance is, an agent choosing where to send closings, and a lender's processor looking for a fee sheet or a wire instruction page. Those are three different sections, and the fraud-prevention wording around wire instructions deserves to be prominent rather than buried.
What we build
- A page per loan product or service you actually offer.
- A process explanation with a clear order and no jargon that is not immediately defined.
- Named people with their licence identifiers, and the disclosures where they must be.
- Structured data for a financial service with your area served, hours and phone.
- A short contact form with a texting consent box, recorded rather than only emailed.
- No cookies and no third-party trackers, which for a site handling anxious people typing personal details is a smaller surface to explain and defend.
What it costs
$1,500 new, $1,800 rebuild, both at the launch rate for our first five clients, then $79 a month. A site with an unusually heavy disclosure burden may take longer; it does not cost more.
- New site / rebuild
- $1,500 / $1,800 — launch rate
- Monthly
- $79
- Disclosures
- Placed as required; your compliance officer signs the wording off
- Licence identifiers
- Carried wherever they must be, edited by asking
- Cookies and trackers
- None, so no consent banner
Tell us what you do, which states you are licensed in, and who signs off wording. We will work to that.
Mortgage and title website questions
Can you handle our disclosure requirements?
We will build the site around what the rules ask of you and put every disclosure where it belongs and where it can actually be read. What we will not do is tell you that your site is compliant — that is your compliance officer's sign-off, not a website vendor's opinion, and any vendor offering you the opinion is offering something they cannot give.
Can the site have a rate table or a calculator?
A payment calculator, yes — it runs in the visitor's browser and stores nothing. Live rates are a different matter: they are a feed, they go stale, and a stale rate on a mortgage website is a serious problem rather than an untidy one. We would rather not.
We need to update licence lines when staff change. How?
By asking. A name, a licence number, a photograph or a paragraph is a small change and it is live in minutes. This is exactly the kind of edit that otherwise sits in a queue for three weeks at a normal agency.
Is there anything specific for title companies?
Yes — wire fraud wording. A prominent, plainly written statement about how your wire instructions are and are not communicated is one of the more genuinely protective things a title company can put on a website, and it is usually missing.